Your medical treatment is finished, and you know the value of your car accident case. However, before you can receive a fair settlement from the insurance company, you need to convince the adjuster that your case is worth what you claim.
To do this, you need to provide convincing evidence to the insurer. Often, this is presented in a demand package.
A demand package usually includes:
- Medical records relevant to your injury, recovery, and prognosis
- Medical bills
- A police report
- Photos, videos, or other evidence from the accident scene
- Documentation of lost income
- Documentation of other financial damages incurred because of the crash
- Written information about how your injuries have already impacted your life
and will continue to do so - A demand for a specific financial settlement based on economic damages, such as past and future medical expenses and lost income; and non-economic damages, such as past and future physical pain and emotional suffering
The demand package must be clear, complete, and convincing, because this is the information the insurer will use to negotiate a settlement.
A Lawyer Can Help With Your Demand Package
It can be difficult to create an effective demand package on your own, but an experienced car accident lawyer who regularly negotiates settlements with insurance companies can compile evidence for and submit a persuasive demand package for you.
The ideal timeline for submission to the insurance company is during the pre-litigation stage, or before actual negotiations take place. The intent is to provide effective documentation that proves you deserve proper compensation for your injuries and other damages, and deters claim denial by the insurer and actual litigation.
So your first step should be to notify your lawyer that your medical treatment is complete and to provide him or her with any relevant documentation in your possession.
To learn more about negotiating a fair settlement with an insurance company after your Houston-area car crash, please contact Steven M. Lee, P.C. today for a free, no-obligation consultation.
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What Is a Demand Package?
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